A Smoker’s Insurance

Posted by girlie on July 17, 2011

The husband has been smoking since 15 and that’s way past half of his life. I’ve been convincing him to stop but to no avail. I myself have stopped already and has not gone back ever since. Anyway, I have to look into smokers term life insurance and decide if I should get one for him. I heard a lot of smokers have this kind of insurance. Initially, this kind of insurance is more expensive than that of other term life insurance, but if you deal with a company that has been in the business for so long, they can offer you a rate that will not cost you an arm and a leg. They will be able to find something that will suit your budget. Hopefully I will be able to convince the husband to quit, but if not I might as well get him this insurance.