Pay It Off

Posted by girlie on May 5, 2010

Sometimes I wish I didn’t have a credit card. But then again I know it’s important to have one. It’s a matter of discipline actually for you not to fall into debt. The problem is, at times I don’t have the discipline and will power required. I’ve made bad purchases (I never thought it was at that time), I’ve made good purchases, but that all contributed to escalating bills to pay. This is where the “I wish I didn’t own a credit card” comes in. What I want to do now is avail a little amount from personal loans so I can pay off the amount in my credit card bill. Not that it’s huge, but I don’t like to pay for the incurring interests anymore. I’ve actually thought of borrowing from relatives, but they too have obligations to pay. I don’t think I’d find it hard getting an approval in case I want to avail of the personal loan. I have a good credit history so it’s not really a problem. Now for those ones who have poor or bad credit history or no credit history at all , don’t fret. There is such a thing called bad credit loans. This is a great opportunity to pay off whatever debts you have. This is your chance to erase or eliminate whatever poor credit history you have, don’t miss it please and hopefully this time you have learned your lesson already.